4 Ways to Get a Loan with Less Than Perfect Credit

You hear it all the time: in advertising, on talk shows, and maybe even in person. These days, so many people are talking about credit scores that you might think you’re out of luck unless you have pristine credit. But that’s simply untrue.

The fact is, there are many generous and innovative loan options available to you, some of which you may have not previously considered. Taking advantage of these selections can quickly get you the cash you need. Best of all, they’re safe, legal, and might be easier and more productive than other lending ideas.

In addition, even if your credit is great, you might want to avoid invasive background checks for various reasons. Thankfully, there are ways to keep your privacy and dignity intact, and still get the funds you want and need for a variety of personal projects and purposes. Read on to discover the most popular ways to get a loan with less than perfect credit.

1) Ask for Personal Loans  

If you’re fortunate enough to have friends, family members, or even co-workers willing to lend you money, that might be one route to go. The trouble is, simply asking could present an embarrassing situation. You might also not be able to come to mutually-agreeable terms. Or perhaps you simply don’t want to ask around.

That’s when it’s good to know that other options exist. One of those a vehicle title loan. Often referred to as auto pawn, here’s where your car or truck could be a source of reliable income. Simply bring in your vehicle with a clean title in your name, and one of our friendly and qualified team members will get to work right away on offering you the very best loan terms possible. In fact, with three convenient Volusia County locations, the nearest pawn shop might be closer than you think.

2) Build Your Credit

There are many reasons why someone might have less than perfect credit. Whatever the cause, it’s nice to know that it is possible to build or rebuild credit over time. Plus, while you’re focused on that process, you can still get the funds you want and need for personal projects, to pay bills, or various other purposes.

For example, Auto Pawn is a great way to get the best of both worlds. You’ll secure the cash you need while building or repairing your credit at the same time. That’s one of the many reasons why we’ve quickly become one of the most trusted and respected pawn shops in Palm Coast and throughout the region.

3) Vehicle Title Loans

You might have heard about vehicle title loans but aren’t sure about what exactly they entail. In general terms, when you bring in your vehicle with a clean title in your name, you could be out the door in no time with cash in hand that you can use for a variety of purchases or expenses.

This is a perfectly safe and legal option that might be your best and smartest course of action. Best of all, we accept several types of vehicles, including cars, trucks, motorcycles, boats, and even dump trucks! This diversity in lending is one of the main reasons we’re well known as the very best pawn shop in DeLand.  

4) Explore Other Options  

Along with your vehicle, you might be surprised to know that Auto Pawn is also an excellent resource for other ways to quickly get the cash you need. In fact, you might have a reliable source of income in your vehicle or home right now and not even realize it.

Already known as one of the best pawn shops in Daytona Beach, we pay the most for cash for gold and gift cards. We accept all types of gold, even if it’s broken. Gift cards are accepted from various retailers, including Walmart and other big box stores. Simply bring your items to our Orange City pawn shop or the location nearest to you.

Plus, when you drive your vehicle with a clean title in your name to any of our three convenient Volusia County locations, our dedicated staff members will get to work straight away, offering you the very best deal possible. That means you could have the cash you need in no time. Contact us with any questions you have, or simply drop into the location nearest to you today.